✈️ Built for group travel · Free to use
Travel Together.
Split Fairly.
Settle in Seconds.
No signup. No spreadsheets. No arguments. Splitvoy handles weighted splits for friends and families, live multi-currency conversion, and instant settlement plans — share one link and your whole group stays in sync.
✓ No signup required
·
✓ Real-time sync
·
✓ Works on any device
AED 8,420
Total Spend
6
Members
AED 1,403
Per Share
AED 740
Outstanding
S
AED 3,200
A
AED 480
M
AED 540
Ahmed pays Sara
AED 370
✓ Mark Settled
Our Story
Born from a Real Trip.
Built for Every Group.
Splitvoy started after a group trip across Vietnam, Cambodia, and Laos with 11 people — a mix of adults and kids, shared activities, partial participation, and expenses across multiple currencies like AED, USD, and local currencies.
What should have been simple turned into chaos. Spreadsheets didn't capture different weightages, WhatsApp threads were impossible to track, and existing tools either felt too rigid or required everyone to sign up. Figuring out who owed what became harder than the trip itself.
So we built the tool we wished existed — one simple link, zero sign-ups, real-time sync, and smart splits that actually reflect real-life situations.
Today, Splitvoy is built to handle the real complexity of group travel without turning every shared cost into a spreadsheet.
120+
Supported currenciesLocal expenses, one trip base currency
$0
To start your tripCore features free during launch
60s
Setup timeShare one link — everyone's in
No account needed. No ads. No nonsense.
Unlike other tools that cap free expenses or require everyone to register, Splitvoy works the moment you share a link — built for real trips, with real complexity.
Unlike other tools that cap free expenses or require everyone to register, Splitvoy works the moment you share a link — built for real trips, with real complexity.
Features
Everything your group needs
Designed for real-world group travel — families, friend groups, and work trips alike.
Real-Time Cloud Sync
Share one link and every expense, balance, and settlement updates live across all devices. Works offline too — edits sync safely the moment you're back online, even if two people add expenses at the same time.
Multi-Currency with Live Rates
Log expenses in 120+ currencies. Live exchange rates convert everything to your base currency automatically. Each new expense defaults to the currency of your current country while the trip's reporting currency stays unchanged.
Weighted Splits for Families
Add adult dependants and children with half-share. Each member's share is weighted fairly — no more manual calculations for families.
Smart Settlement Plan
Splitvoy calculates the minimum number of transfers to settle all debts. Mark payments as settled and balances update instantly.
PDF & Excel Export
Export a full trip report with expenses, member balances, and settlement plan to PDF or Excel. Beautifully formatted and ready to share.
One-Click Payment Reminders
Send WhatsApp or email reminders to everyone who owes money — individually or all at once. Personalised messages with exact amounts.
Admin PIN Protection
Use a 4-digit PIN to restrict admin actions within the app, including editing expenses, managing members, changing trip settings, and marking settlements.
Secure Trip Codes
Generate a 6-digit Trip Code and share it separately from the trip link. It adds an in-app access check before the trip is displayed to a visitor.
Snap-and-Go Receipt Scanning
Photograph a receipt and let on-device OCR pre-fill the amount, date, and description for you — with automatic language detection, so it works on receipts in any script, not just English. Nothing is ever auto-submitted — review and edit before saving.
Smart Category Auto-Detection
Type "lunch" or "taxi" and the right category is suggested automatically — no more manually tagging every single expense.
Shared Trip Itinerary
Keep everyone on the same page about where to be and when — a synced day-by-day plan anyone on the trip can add to or edit, with a one-tap share to WhatsApp and an optional daily reminder.
Manage Multiple Trips
Your device remembers every trip you create or join. Switch between them instantly, or start a new one, without ever resetting or losing an old trip's data.
Mobile-First Design
Optimised for phones with a native-feel bottom nav, swipe-friendly modals, and iOS safe-area support. Works perfectly on desktop too.
Categories & Per-Member Breakdowns
Tag expenses by category — Food, Transport, Accommodation, Visa, and more, each shown with its own icon right on the transaction so you can scan the list at a glance. See exactly what each member paid for and what they owe, itemised, in one click.
Exact-Amount & Percentage Splits
Not every expense splits evenly. Enter exact amounts or percentages per person for a specific bill — Splitvoy validates it adds up before saving, with equal splits still the one-tap default for everything else.
Expense Comments
Ask "what was this for?" right on the expense instead of a separate chat. A lightweight comment thread on every expense keeps the context attached to the cost, for everyone on the trip.
Spending Trend Chart
See your group's daily spending at a glance in Analytics — a simple bar chart of the trip so far, so you can spot the big days and pace the rest of the trip accordingly.
Recurring Expenses
Booking the same cost every day — a daily breakfast, a nightly hotel charge? Set it to repeat daily or weekly once, and Splitvoy logs every occurrence for you automatically.
Fast History & Safer Entries
Search and filter by date, payer, category, or currency. Splitvoy warns about likely duplicates, validates custom splits, and lets admins undo an accidental deletion.
Trip Budgets & Status Controls
Set a trip budget, track what remains, and see daily spending pace. Move a trip from Active to Closing or Closed when it is time to stop new entries and settle up.
Backups & Shareable Summaries
Download PDF, Excel, CSV, or JSON, and turn the trip summary into a shareable image. Regenerate a trip link if an old one was shared too widely.
How It Works
Up and running in 60 seconds
No app to install, no account to create. Just open, set up, and share.
1
Create & Add Your Group
Name your trip, set dates and currency, then add everyone's names — with weighted splits for families. Takes 30 seconds.
2
Share the Link
Tap Share Trip to copy a unique URL. Send it to your group — no app to install, no account to create.
3
Add Expenses
Anyone in the group logs costs as they happen — in any currency. Everyone sees it sync live, instantly.
4
Settle Up Instantly
At any time, check the Settle Up tab for the optimal payment plan. Mark payments done — everyone sees it live.
The Hero Feature
From chaos to clarity
Splitvoy calculates the minimum number of payments needed to settle everyone up — automatically, every time.
Without Splitvoy
15
payments needed
6 people, everyone settling separately
With Splitvoy
3
payments needed
Same trip, optimal settlement plan
Splitvoy nets out every balance and finds the smallest possible set of transfers — so your group pays each other less often, not more.
Our Strongest Differentiator
Built for real families, not just roommates
Most expense-splitting apps only know one trick: divide the bill equally. Real travel groups — with kids, dependants, and people who eat half as much — don't work that way.
🧑
1×
Adult share
🧒
0.5×
Child share
⚙️
Custom
Any weight you set
Most other apps
$200 dinner ÷ 4 people = $50 each
— even if 2 of them are kids who barely ate.
— even if 2 of them are kids who barely ate.
With Splitvoy
$200 dinner ÷ 3 shares (2 adults + 2 kids at 0.5×) = $66.67 per adult share
— fair, automatically.
— fair, automatically.
No manual math, no awkward "let's just call it even." Set each member's dependants once — Splitvoy weights every expense for you, automatically.
Loved by travellers
What groups are saying
★★★★★
"We used Splitvoy for our 8-person Bali trip. The family splits with children's half-shares saved us so many arguments. Settlement plan was spot on!"
★★★★★
"Finally a tracker that handles multi-currency properly. We had AED, EUR, IDR and THB all in one trip — Splitvoy just handled it."
★★★★★
"The 'Send All Reminders' button is a game changer. I used to chase everyone manually — now one tap and everyone gets a WhatsApp with exactly what they owe."
FAQ
Frequently asked questions
Do I need to create an account to use Splitvoy?
No account needed at all. Open Splitvoy, create your trip, and you get a unique shareable URL. Send that link to your group — everyone can view and add expenses without signing up. Your trip data is stored in the cloud and associated with that URL.
How does real-time sync work?
Splitvoy uses Google Firebase Firestore to sync data in real time. Any change made by any member — adding an expense, marking a settlement, updating member info — is pushed to all connected devices within milliseconds. No refresh needed.
How do weighted splits work for families?
Each member has a "share weight" starting at 1x (themselves). You can add adult dependants (each counts as 1x more) and children (each counts as 0.5x). So if Ahmed has 1 adult dependant and 2 children, his share weight is 1 + 1 + (2×0.5) = 3x. You can also override dependants per individual expense if needed.
Can I split a bill unevenly instead of equally?
Yes. Equal split is still the one-tap default, but for a specific expense you can switch to Exact Amount (type what each person actually owes) or Percentage. Splitvoy checks the numbers add up to the full bill before letting you save, so a split can't accidentally go missing money.
What currencies does Splitvoy support?
Splitvoy supports 120+ world currencies. You can log each expense in AED, USD, EUR, JPY, IDR, GBP, and many more. Live exchange rates convert balances to your chosen base currency, while each new expense defaults to the currency of your current country and remains manually changeable.
What's the difference between Admin and Member access?
Within the app, the Admin (protected by a 4-digit PIN) can edit and delete expenses, manage members, change trip settings and currency, mark settlements as paid, set trip status, and send reminders. Regular Members can add expenses and view expenses, analytics, and balances.
How does the settlement plan work?
Splitvoy calculates the most efficient set of transfers — the minimum number of payments needed so everyone is settled. For example, in a 6-person group that might mean only 4 transfers instead of 15+. Once someone pays, the admin clicks "Mark Settled" and balances update in real time for the whole group.
Can I export the data after the trip?
Yes! The Settle Up tab has an Export PDF button (generates a formatted report with expenses, balances, and settlements) and an Export Excel button (creates a proper .xlsx file with four sheets: Expenses, Members & Balances, Settlement Plan, and Summary). Pro users get clean exports with no branding footer.
How does the "Send All Reminders" feature work?
In Settings → Reminders, the admin can save each member's phone number or email address. On the Settle Up tab, clicking "📣 Send All Now" sends a personalised reminder to every person who owes money — via WhatsApp (if a phone is saved) or email — all in one click. You can also click "🔔 Reminders" to review and send individually.
Can Splitvoy help coordinate where and when to meet up?
Yes — the Itinerary tab is a shared, synced day-plan for the trip. Any member can add a stop with a title, date, time, and notes (e.g. "9:00 AM — Meet at hotel lobby, bring your passport"), and everyone with the trip link sees the same list automatically, no separate sharing step. There's a one-tap "Share Plan" button that sends the day's stops straight to WhatsApp, and an optional daily reminder that nudges you with that day's plan when you open the app.
Does receipt scanning work for receipts that aren't in English?
Yes. Splitvoy automatically detects the script/language on the receipt before scanning it, so it works whether the receipt is in Arabic, Chinese, Japanese, Korean, Thai, Cyrillic, or several other scripts — you never have to pick a language yourself.
Can I book the same expense every day without re-entering it?
Yes — when adding an expense, open "More options" and set Repeat to Daily or Weekly with how many times it happens (say, a daily breakfast for 7 days). Splitvoy logs every occurrence for you in one go, each as its own independent expense you can still edit or delete individually afterwards.
Can we discuss or ask about a specific expense?
Yes — every expense has its own lightweight comment thread. Tap the 💬 count on any transaction to ask "what was this for?" or add context, right there with the cost instead of losing it in a separate group chat.
Can I track a budget and protect against entry mistakes?
Yes. Set an optional trip budget to see remaining spend and daily pace in Analytics. Expense history can be searched and filtered, likely duplicate entries trigger a warning, custom splits must add up, and an accidentally deleted expense can be restored immediately.
What backup and sharing formats are available?
Splitvoy can export PDF and Excel reports, plus CSV and JSON backups. You can also generate a shareable trip-summary image. If a trip link was shared too widely, the admin can regenerate it without losing the trip data.
Is my trip data safe and private?
Trip data is stored in Firebase Firestore and addressed by a high-entropy random trip link. An optional 6-digit Trip Code adds an in-app access check, a separate 4-digit admin PIN restricts sensitive actions within the app, and admins can revoke a link that was shared too widely. These are convenience safeguards, not end-to-end encryption or account-based authorization, so only enter information your group is comfortable sharing. Questions? Reach us at [email protected]
🚀
Ready to settle your next trip
without the drama?
Create your trip in 30 seconds. Share the link. Let Splitvoy handle the maths.
Questions? We're here to help → hello@splitvoy.com